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Best Wise alternatives
We put Wise head to head with the 6 closest rivals we have tested, so you can switch on evidence, not a hunch.
Where Wise can fall short
6 alternatives worth your time
Stripe
4.7 out of 54.7The developer-first payments platform.
Stripe edges out Wise in our testing, scoring 4.7 to 4.5 overall.
- Well established product with an active user base
- Regular updates and clear roadmap
Ramp
4.6 out of 54.6Corporate cards and spend management that saves money.
Ramp edges out Wise in our testing, scoring 4.6 to 4.5 overall.
- Well established product with an active user base
- Regular updates and clear roadmap
Mercury
4.5 out of 54.5Banking built for startups and founders.
Mercury is the pick when you want banking built for startups and founders., and it leads on ease of use.
- Well established product with an active user base
- Regular updates and clear roadmap
Gusto
4.5 out of 54.5Payroll and benefits small teams love.
Gusto is the pick when you want payroll and benefits small teams love., and it leads on ease of use.
- Well established product with an active user base
- Regular updates and clear roadmap
Brex
4.3 out of 54.3Cards, banking, and expenses for scaling teams.
Brex is the pick when you want cards, banking, and expenses for scaling teams., and it leads on ease of use.
- Well established product with an active user base
- Regular updates and clear roadmap
Square
4.2 out of 54.2Payments and POS for in-person businesses.
Square is the pick when you want payments and pos for in-person businesses., and it leads on ease of use.
- Well established product with an active user base
- Regular updates and clear roadmap
Wise vs the alternatives
| Tool | Our score | From | Free tier | Best for |
|---|---|---|---|---|
| 4.5 | From 0.43% | Yes | Low-cost international transfers and accounts. | |
| 4.7 | 2.9% + 30c | Yes | The developer-first payments platform. | |
| 4.6 | Free | Yes | Corporate cards and spend management that saves money. | |
| 4.5 | Free | Yes | Banking built for startups and founders. | |
| 4.5 | $40/mo | No | Payroll and benefits small teams love. | |
| 4.3 | Free tier | Yes | Cards, banking, and expenses for scaling teams. | |
| 4.2 | 2.6% + 10c | Yes | Payments and POS for in-person businesses. |
Switch to Stripe
Stripe edges out Wise in our testing, scoring 4.7 to 4.5 overall. It is the Wise alternative we recommend first for most people.
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Affiliate disclosure: We may earn a commission if you buy through the links on this page, at no extra cost to you. We only recommend tools we have tested, and commissions never change our scores or rankings. We currently track 218+ tools, including 8 across Finance & Payments.